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Business & Personal Services

Business and personal services focus on providing a personalized service—such as legal advice or medical treatment and other specialized services—to an individual or group for compensation. Business and personal services insurance is necessary as a client can bring a lawsuit or property can be damaged potentially costing an uninsured business more than it can afford.

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Business and Personal Services include:

Hair Salons, Nail Salons, and Spas

Child Care/ Nursery School

– Fitness/Yoga Instructor

– Photographers

Janitorial / Cleaning Services

We have put together insurance programs to protect your business at a price you can afford.  Doing business without insurance is a risk you shouldn’t take.   With the appropriate insurance you will have confidence that your business is protected and the assurance to do business and succeed.

General Liability Insurance

General Liability is the most basic type of business insurance. It is also commonly referred to as Comprehensive Commercial Liability. General liability insurance covers liability claims for bodily injury, personal injury or property damage. This means you are covered for accidents at your business or at your clients’ place of business. It also covers the cost to defend or settle claims whether they are fraudulent or not.

Professional Liability (errors and omissions) is also a policy you should consider. Regardless of what kind of business you own, customers can claim that something you did on their behalf was done incorrectly, and that this error cost them money or caused them harm in some way.  Get coverage for legal defense, personal injury, copyright infringement and more.