Who We Insure
Business Insurance Janitorial & Cleaning Services Insurance
On any New Jersey road, on any given day, you will most likely see at least one car or van with a cleaning crew graphic on it. Everyone appreciates a clean home and workspace, and New Jersey cleaning services that fulfill that appreciation are often kept busy.
If you have or are forming a company in cleaning and janitorial services, you have a lot of work in front of you.
So what’s first? Ensuring you fully insure your business.
Insurance To Cover Your Business
– General liability insurance, or comprehensive commercial liability, is the bottom line of business insurances. General liability covers your company from bodily injury or property damage claims against your business, which is very important when your company places workers inside clients’ homes and offices.
– Professional liability, or errors and omissions insurance, is another necessity for business owners. This type of policy covers the business in the event a client alleges the terms of the service were not fully realized. Meaning, if a customer feels like your janitorial team did not fully clean the area agreed upon, your professional liability insurance helps to protect you from the cost of legal action and defense.
– Placing any worker in an off-site job location leaves the business owner responsible for that worker’s actions. If that employee is accused of stealing or destroying property belonging to your client, a fidelity bond or surety bond can protect the business from theft claims.
Insurance To Cover Your Property
Cleaning services which travel from job to job will also require commercial auto insurance. InsureYourCompany.com can assist you in obtaining the appropriate insurance coverage for the vehicles your company owns or leases, as well as employees’ own vehicles used for commercial purposes.
In addition to the fleet of vehicles, cleaning supplies and appliances are certainly vital to the business. Any loss or damage of those supplies prevents your company from delivering on its promises. Property insurance helps you safeguard your necessary tools from burglary or destruction, in the cases of vehicle robbery or a collision.
Insurance To Cover Your Employees
Physical labor is tough work and can take a toll on the body. Especially for those who are sensitive to certain actions, chemicals, or allergens, health insurance is a perk for employees. If you are looking to provide health insurance, life insurance, and other benefits to your employees, we can help.