Who We Insure
Business Insurance HVAC Business Insurance
As the seasons change, your heating, ventilation, and air conditioning business becomes more important to your customers and the work rolls in. Your company gets busier, your employees move faster, and as business increases, so does the risk for something to go wrong.
Ensure your company is on the right track by purchasing the right insurance for HVAC businesses. You’ll need to cover your business, operations, and employees.
Insure Your HVAC Business
Any business owner would be remiss to operate without general liability insurance
Your professional liability insurance covers claims made against individual employees and 1099 subcontractors. Your workers are considered the HVAC experts when installing, repairing and maintaining climate control systems in a home or office building, and they are accountable to provide appropriate services and knowledgeable advice. Professional liability also covers any necessary legal defense costs against negligence claims.
Insure Your Operations
Have work, must travel? Then you must retain an auto insurance
When your vehicles aren’t on the go, fidelity bonds and surety bonds can protect you against theft of equipment from your trucks or job site. These policies also protect your business in the event of employee theft or destruction of property while working in a home or office.
Insure Your Employees
All New Jersey businesses must carry workers compensation insurance. Especially important in companies that provide manual labor services as your HVAC business, your workers are at risk to sustain injuries while on the job. Workers comp programs allow your employees to get the compensation they need if their injuries require treatment and time out of work. They also protect your company from directly paying potentially high injury costs.
InsureYourCompany.com also offers reasonable and comprehensive group health insurance policies.
Get A Free Insurance Quote
Contact our team for a free quote custom to your company's needs.