Thoughts on Group Dental Insurance
Insuranceguru February 13, 2011
Last week, I was at my Edison, NJ dentistbusiness insurance video. So here it goes…
Dental insurance can be split into three types of services:
- Preventative services (bi-annual cleanings and x-rays)
- Basic services (root canals, extractions, fillings, etc.)
- Major services (crowns, dentures, retainers).
These types of services can vary depending on the plan you have. Usually your insurance company will pay for 100% for preventive care. But basic and major services coverage can range from 100% to as low as 50% of the total price depending on how your plan is designed.
Make sure your dentist is in your network BEFORE you go see them. A lot of dental plans are PPO plans. If the dentist is not in your network, it will cost you more.