I am far from being any sort of economic authority.  I have owned and managed businesses all my life.  I always have lived within my means, never purchasing more than I can afford. My credit card debt has always been little or none.

The economic disaster that this country is going through frustrates and infuriates me.  Spending more then you have has and always will be a recipe for disaster.  Cutting spending without a plan to pay off current debt only brings on more debt.  Entitlement programs, while needed for the poor and needy, is abused and bureaucratic red tape spends more of the money managing the program than actually providing the funds to the people that truly need it.

I have a recipe to bring in the needed funds to secure the future for the US Economy.  Do away with the current income tax.  No more Internal Revenue Service.  Institute a flat tax on all purchases, period.  The more you spend , the more you pay.  The rich will be equally taxed, as would the poor and middle class.  The economy would take a huge and immediate influx of needed capital and the government would see probably an increase in tax revenue.

Stay tuned for my next blog post on how businesses are taxed.

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One of the hardest things to do for any small business is finding new business.  You can be the best at whatever you do, but if nobody knows about it you’re not going to get new customers.  It’s so important to implement a marketing strategy.  The phone is not going to ring on its own; you need to make it happen!  Tell people who you are, what you do, and beat them over the head with it.  Watch my latest video.

 

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Technology Insurance Associates – unlike any other broker

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Lots going on in the world nowadays. War in the Middle East. Natural disasters in Japan. By the way, if you are interested in donating money to the Japan relief effort, visit the American Red Cross.

Protect yourself.  Protect your family.  Protect your company.  Watch my latest video to learn more.

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Technology Insurance Associates – unlike any other broker

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What is going on with health insurance?  Insurance carriers continue to raise rates and the government is doing nothing!  Watch and listen to my latest rant.  At what point is health insurance going to become unaffordable for the majority of Americans?

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Technology Insurance Associates – unlike any other broker

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Life insurance can be tricky.  I recently had a client come in wanting term life and the first thing I asked, which I ask every client was:

  • How much life insurance can you afford?
  • How long do you want coverage?

Watch our latest video to learn more.

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Technology Insurance Associates – unlike any other broker

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For those of you who know me, you know that I am very proud of my latest project: building my very own electric car.  Hopefully you are continually “wow’ed” by my insurance videos, but this one will surely fire you up!  Stay tuned for a sneak peek at the canoe I built…coming soon.

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Alan discusses how insurance companies set workers compensation rates. Part of it depends on the type of work you do and how risky it is. Insurance companies have rating profiles based on your profession. The salary you pay your employees also determine your cost for workers comp. Watch our video and here it straight from Alan’s mouth.

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Did you know that if you have employees in New York that you need to have a worker’s compensation insurance policy in addition to disability insurance.

Bottom line: check with your state to make sure that you have the right coverage.  Every state has different rules, make sure you know what you need.

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Finding an affordable group health insurance plan for your company is challenging in 2011.  Insurance brokers need a certain amount of information about your company’s employees to get you the best rates they can.  Watch our video to learn our process in getting you low rates.

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In February of 2009, President Obama created a 787 Billion Dollar stimulus program intended to help Americans during our present recession. As part of the stimulus bill a 65 percent subsidy was started for Americans who were involuntary terminated from their jobs. The subsidy was extended in April, but expired May 31st.

Americans that lose their job after June 1st will have to pay the entire premium for COBRA coverage. According to Families USA, a consumer advocacy group, the monthly premium alone can eat up to 84 percent of a person’s unemployment check.

The extension of the COBRA subsidy was rejected by House Democrats to reduce the costs of a new jobs and tax bill that proposed extending the subsidy through December 31st. The extension would cost 7.8 Billion Dollars according to a report by CNN.

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