Health Insurance | InsureYourCompany.com

May 17, 2011 By insuranceguru Leave a Comment

Employee benefits vary from company to company. I met with a business owner of a pretty large company in New Jersey who pays 100% of his employees’ benefits! You don’t see too many companies offering that nowadays. Yet, he hasn’t told his employees how much those benefits actually cost the company.

It’s so important to inform your employees of how much you contribute to their health costs and other benefits. They need to see the value of what you provide in addition to their salaries as part of their total compensation.

Filed Under: Company Health Insurance, Employee Benefits, Employers' Guide to Health Insurance, Health Insurance, Video, Video Benefit Summary

March 28, 2011 By insuranceguru Leave a Comment

Alan goes into more detail on Health Savings Accounts. Known as HSAs, they allow you to save a predetermined amount of money pre-tax you can use toward a variety of health-related items. This is a great employee benefits many companies offer. I’d highly recommend you allocate some of your money toward a HSA if you can, especially if you spend a lot of money on medical expenses.

Did you find this video informational and interesting?
Are there insurance issues or other business issues you have questions about?

Tell me! We want to create videos about issues that you need help with. If we don’t know the answer, we have the resources to find the answer!

Technology Insurance Associates – unlike any other broker

Filed Under: Employee Benefits, Health care reform, Health Insurance, Health Savings Account, Video

March 27, 2011 By insuranceguru Leave a Comment

What is a consumer driven health plan and a Health Savings Account. It can be confusing to understand your health insurance policy including how much deductible you owe first, whether your plan offers copays and what they offer copays first and more. Here’s a quick tutorial on how to read your health insurance plan. Questions? You know where to find me. I’m happy to answer any of your health insurance questions.

Did you find this video informational and interesting?
Are there insurance issues or other business issues you have questions about?

Tell me! We want to create videos about issues that you need help with. If we don’t know the answer, we have the resources to find the answer!

Technology Insurance Associates – unlike any other broker

Filed Under: Employee Benefits, Health Insurance, Health Savings Account

March 18, 2011 By insuranceguru Leave a Comment

What is going on with health insurance? Insurance carriers continue to raise rates and the government is doing nothing! Watch and listen to my latest rant. At what point is health insurance going to become unaffordable for the majority of Americans?

Did you find this video informational and interesting?
Are there insurance issues or other business issues you have questions about?

Tell me! We want to create videos about issues that you need help with. If we don’t know the answer, we have the resources to find the answer!

Technology Insurance Associates – unlike any other broker

Filed Under: Health Insurance, Healthcare refom and your business, Uncategorized, Video

February 14, 2011 By insuranceguru Leave a Comment

If you are a business owner and interested in a health insurance plan for your company, any insurance broker you work with will need a census of your company. What is a census? It’s information about the employees in your company. Watch my latest video to learn more about what we need to give you options on different health insurance plans and rates.

Did you find this video informational and interesting?
Are there insurance issues or other business issues you have questions about?

Tell me! We want to create videos about issues that you need help with. If we don’t know the answer, we have the resources to find the answer!

Technology Insurance Associates – unlike any other broker

Filed Under: Business Insurance, Company Health Insurance, Employee Benefits, Employers' Guide to Health Insurance, Health Insurance

January 20, 2011 By insuranceguru Leave a Comment

Insurance terms (and coverages!) can be confusing. In our newest video, Alan takes the time to go through general insurance terminology that any business MUST know and understand when buying health insurance; or any business insurance policy. You also need to have the right information about your company and employees to get a competitive health insurance quote.

Filed Under: Company Health Insurance, Employee Benefits, Health Insurance, Liability Insurance, Life Insurance

January 19, 2011 By insuranceguru Leave a Comment

The more we talk to small businesses, the more we realize that most business owners we talk to really don’t know what type of business insurance and how much coverage they need. Alan explains a variety of different types of business insurance, how they work, and why you need it. Don’t worry. We’re going to be producing a lot more business insurance videos for all of you so we’re going to eventually get into all of them.

And, hey, I’m not just about insurance. Check out the electric car I built or my rant about buying two left gloves at my local hardware store.

Is there an insurance topic you’re interested in? Shoot me a note, I’d love your feedback and suggestions.

Filed Under: Business Insurance, Employee Benefits, Health Insurance

January 18, 2011 By insuranceguru Leave a Comment

Finding an affordable group health insurance plan for your company is challenging in 2011. Insurance brokers need a certain amount of information about your company’s employees to get you the best rates they can. Watch our video to learn our process in getting you low rates.

Filed Under: Company Health Insurance, Employee Benefits, Employers' Guide to Health Insurance, Health Insurance, Uncategorized

August 27, 2010 By paul Leave a Comment

The state of New Jersey has released pricing and plan information about their pre-existing conditions program for uninsured residents.

As you may recall from my original post about the new health insurance exchange, the Patient Protection and Affordable Care Act (PPACA) was started nationwide to provide subsidized insurance for American citizens that do not have insurance due to a pre-existing medical condition.

Each state has the choice to run their own plan or go under the federal plan. The New Jersey Department of Banking and Insurance has decided to run their own plan with Horizon Blue Cross Blue Shield as the sole provider of healthcare.

To be eligible for PPACA coverage an applicant must be a US citizen, a resident of New Jersey, been uninsured for at least six consecutive months, and have a pre-existing medical condition.

The plan in New Jersey will now be called, NJ Protect, and have premiums ranging from $212.63 to $767.95 for a single person depending on the age of the applicant and design of the policy.

Plans offered provide in and out of network benefits similar to a PPO plan. Treatments for pre-existing conditions are covered from the start of the policy and also offer preventive care with no additional cost to the policyholder.

Do you think healthcare reform will continue to provide affordable healthcare for un-insured Americans?

Post a comment or email me at blog@insureyourcompany.com.

Filed Under: Health care reform, Health Insurance, pre-exisiting conditions Tagged With: group health insurance, Health Insurance, health reform, healthcare reform, Obama health reform legislation, Pre-Existing Condition Insurance Plan, pre-existing conditions

The state of New Jersey has released pricing and plan information about their pre-existing conditions program for uninsured residents.

To be eligible for PPACA coverage an applicant must be a US citizen, a resident of New Jersey, been uninsured for at least six consecutive months, and have a pre-existing medical condition.

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