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Umbrella Liability also known as Excess Liability
provides additional coverage when the limits of insurance on an underlying policy
are exceeded. For instance you have a $1,000,000 coverage under General Liability
and you have a claim settlement for $1,500,000, the Umbrella policy would pick up
the additional limit. Umbrella Liability policies add coverage to General Liability,
Hired and Non owned Auto Liability and Employers Liability for a single premium.
It is important to note that Umbrella coverage does not apply to the Professional
Liability Policy.
Click here to apply for this type of coverage
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